The cost of your credit report from the credit bureaus will usually cost you less than $10.00 per credit report.
If you would like your credit score it will cost you up to $15.00 per report.
You will have to meet the following criteria to receive a free credit report directly from the credit bureaus:
Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two (request credit report by mail).
If you are unemployed and intend to apply for unemployment in the next 60 days.
If you are on public welfare assistance.
If you have reason to believe your file contains inaccurate information due to fraud.
If you have been the subject of an adverse decision, such as denial of credit, insurance or employment within the past 60 days