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:: Free credit report

Q: Why are you giving away a free credit report, free score, and free borrowing power analysis?

A: Many consumers don't realize how valuable credit monitoring is until they've tried it. We're giving you a free credit report, score, and debt analysis as an incentive to try our Credit Monitoring service for 30 days. Once you experience the 30-day trial, we're sure that you'll want to continue with this essential service. If not, there's no obligation, and the free report, score and debt analysis are yours to keep.

Q: If the trial offer is for 30 days, why do you need my credit card number?

A: We require a valid credit card number should you decide to continue your Credit Monitoring service after the 30-day trial is over.

Q: What is Credit Monitoring?

A: Your credit report is constantly changing—stay informed & guard against identity fraud with Credit Monitoring. You'll receive:

Regular online access to your credit report with analytical tools.
Weekly fraud-watch emails and updates to your credit report.
Toll-free, easy access to credit specialists. Cancel anytime if not satisfied.

Q: Why is it important to monitor my credit?

A: Monitoring your credit allows you to look for errors that may appear on your report, as well as unauthorized changes that may indicate fraud. With the growing threat of identity fraud, it's important to make sure that your credit is closely watched.

Q: What will my report look like?

A: Your credit report will contain your personal information, account history and an account summary, inquiry information, public record information, and creditor information.

Q: What is a credit score?

A: A credit score is a number used by lenders as an indicator of how likely you are to repay your loans. Your credit score is generated by a mathematical formula utilizing the data from your credit report. Lenders have been using credit scores as part of the lending decision for more than 30 years.

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