refers to a revolving account
2. "I" refers to an installment account
3. "M" refers to a mortgage account.
These ratings are supplied by the creditor
and describe you as a borrower. A rating of "1"
is good, and a rating of "0" means that they don't
have enough information or history to give you a rating. Any
other rating ("2" through "9" ) is considered
Usually creditors don't look at these
ratings when you apply for a loan. They normally look for
late payments, charge offs, or collections.